Credit applications, decided faster — with a full audit trail
Replace PDF forms and email chains with a guided digital workflow. Applicants apply, references respond, and your team decides — all in one place.
No credit card required. Setup in minutes.
Trusted by credit teams
Placeholder logos — illustrative
Still running credit on PDFs and email?
PDF forms emailed back with missing fields
References chased manually over phone and email
Decisions made without a visible audit trail
No visibility into where each application stands
A guided digital workflow, end to end
Structured form — every required field is captured
References auto-invited by email, reminded automatically
Every decision recorded with reason codes
Live dashboard shows status across all open applications
Four people. One seamless process.
Every stakeholder gets exactly what they need — nothing more.
Requestor sends an invite
A credit team member or salesperson enters the prospect's email. CreditApp Genie sends a secure, branded invite.
Applicant completes on any device
The prospect follows a magic link to a guided form — no account needed, works on phone or desktop.
References respond in ~3 minutes
Trade references receive a short, mobile-friendly form. No login, no software. Most complete in under three minutes.
Reviewer decides with reason codes
Your credit team reviews everything in one workspace, then records a structured decision with reason codes and conditions.
Everything credit teams need
Purpose-built for B2B trade credit — not a generic form tool.
Secure magic-link applications
Applicants access their form via a one-time link — no passwords or accounts required.
Automated trade references
References receive a short form by email and can respond in about three minutes.
Document upload with virus scanning
Applicants attach financial statements and IDs; every file is scanned before it reaches your team.
Three-pane review workspace
Application, references, and documents side by side so reviewers never lose context.
Configurable templates
15 application types out of the box — customise fields, sections, and logic without code.
Decision reason codes
Record approvals, declines, and conditions with structured reason codes for every decision.
Immutable audit log
Every view, edit, and decision is recorded and cannot be altered or deleted.
Role-based access and MFA
Granular roles (reviewer, analyst, requestor, admin) with multi-factor authentication required for internal users.
Webhooks and integrations
Push application events to your ERP, CRM, or any webhook endpoint in real time.
Illustrative metrics — not guaranteed results
What credit teams say
"Finally a credit application process our applicants actually complete."
Jordan K., Credit Manager
Midwest Distribution Co. — Placeholder testimonial
"The audit trail alone was worth switching. Every decision is documented without extra work."
Taylor R., VP Credit
Pacific Rim Supplies LLC — Placeholder testimonial
Ready to modernise your credit process?
Start a free trial or talk to us about your team's specific needs.